9 Financial Goals to Make This Year

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The new year is a perfect time to hit reset on our financial goals. Whether you’re becoming more sophisticated in your money management or just starting out, everyone has action steps they can take to shore up their financial picture. Here’s exactly how to meet your 2021 financial goals.

 

1. Be debt-free

For some of us, this is an enormous goal. But becoming debt-free is a valuable objective to work into your financial plan. Depending on your starting point, this could be a multi-year effort that requires some interim steps and celebrating small milestones along the way.

The first step is an ultra-clear picture of exactly what you owe, at what rates, and by when. Then, assess your personal situation. You may want to consider all of your balances together and start with the highest rate debt you’re paying first. Or, you may consider the snowball method, starting with zeroing…

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